How to bounce back from a loan denial

So you’ve been denied a loan. What do you do now? What exactly is the next step? Should you call the company that denied you the loan? Should you simply ignore the denial? Should you apply for another loan from another institution? There are many questions that go thru one’s mind when credit is denied….

Buying Presents On A Budget

The countdown to Christmas is upon us and it’s likely that before December, many birthdays will come up or even weddings and christenings. If you have a large family like me, you’ll know how expensive these events can be. Presents can take a large chunk of our budgets, with costs rising. This coupled with salaries…

The PPI mis-selling saga: No more financial drama

The PPI mis-selling scandal seems to live on since its discovery from several years ago. PPI claims and complaints kept financial institutions busy and potentially hundreds of thousands more consumers have yet to reclaim their payment on mis-sold policies. And although its intentions were to help, PPI did not seem to fulfil that as the…

Can You Really Use a Broker to Get a Better Loan

In the competitive world of personal finance, it feels like just about everyone’s looking for a special deal. Everyone is looking for a way to save money, and there are people that promise to do just that. One of the top reasons to go with a broker is the promise of saving money, but do…

PPI Claims Can Be Processed Like Lightning

So, you realize already that the lending industry has mis-sold you a policy that was never designed to protect you. Chances are good that this makes you pretty mad, and you’re looking for any way to get back the money that was taken from you. The truth is that you are definitely going to have…

Getting a Great Car Loan for a Learner Driver

Getting a car for the first time is a very exciting experience in a young person’s life. Learning how to drive is a symbol of freedom and new independence, and a good reliable car can help parents feel better about their young adult children getting around town safely. In order to get a good car…

Loan Lenders

It used to be a challenge to find a lender who would lend money to you as the criteria of lending used to be very selective and there were very few lending institutions that worked for public lending. Initially the money lenders were banks and only banks. No other institutions would lend money to general…

How to Choose a Good Lender

When you are borrowing money, then it is a good idea to search around to find a lender that will be good to you. Some people make the mistake of thinking that all lenders are the same, but this is not true. If you get in to any difficulties then you need a lender that…

What Kind Of Information Do I Need To Provide On My Loan Application?

When applying for a loan, you’ll need to provide information to confirm that you are who you say you are; your current and financial debt history; your annual income; plus various other relevant financial information. This is to stop money laundering as well as check your financial suitability for approving an application. To help speed…